Public Perception of Virtual Assets and Tokenized Money

33 If all three types of tokenized money – CBDC, tokenized deposits, and stablecoins – are available in Hong Kong and regulated by the relevant regulatory authorities (e.g., HKMA and SFC), a significant majority of respondents (89.59%) would prefer using these regulated tokenized money. Specifically, 48.42% of respondents would consider using CBDC, 31.60% would consider stablecoins, 30.04% would consider tokenized deposits, and only 16.60% would consider unregulated tokens such as Ether. Overall, 6.19% of all respondents would consider using both regulated and unregulated tokens. Figure 31. Interest in Conducting Transactions on Web3 Platforms Using Tokenized Deposits Figure 32. Respondents’ Preferences for Different Types of Tokenized Money If the tokenized deposit of your bank is widely accepted on Web3 platform as a means of payment without the intermediary, will you be more interested in conducting transactions on these Web3 platforms? 10% 0% 40% 70% 20% 50% 80% 30% 60% 90% 100% III. OPINIONS ON USING TOKENIZED MONEY Currently, conducting transactions involving virtual assets using fiat money or bank deposits is not straightforward. One must go through a crypto exchange (e.g., Binance) to obtain widely accepted tokens (e.g., Bitcoin) to complete the transaction. If banks’ tokenized deposits were widely accepted on Web3 platforms as a means of payment without the intermediary, 37.28% of respondents indicated they would be interested in conducting transactions on these Web3 platforms, 23.74% would not be interested, and 38.97% remained neutral. CBDC Stablecoin Tokenized Deposit Unregulated tokens 0% 20% 10% 30% 40% 50% 1 3 2 4 7 6 5 (1 = Absolute No ; 4 = Neutral ; 7 = Absolute Yes) 48.42% 31.60% 30.04% 16.60% 6.75% 11.36% 38.97% 23.95% 9.18% 5.63% 4.16%