Adoption of Virtual Banks and Insurers

Adoption of Virtual Banks and Insurers 79 Acknowledgements Funding support: The Project is funded by the RGC Fintech Theme-based Research Project “Contributing to the Development of Hong Kong into a Global Fintech Hub” (project no. T31-604/18-N). Other contributors: Christy Yeung, Senior Manager (Fintech Research Project) of HKUST Business School for the management and coordination of this Study Wai Nok Yim for administrating the online survey Daniel Long Kit Chiu, Kelvin Ka Hei Tsui, and Jasper Wing Hei Chan for data analysis Ramee Liu for editorial support Jo Lo of Zeroart Studio for the finalization and layout of the report ESDlife for serving as our portal partner Media Technology and Publishing Center of HKUST for the print production of the report