Adoption of Virtual Banks and Insurers

About HKUST Business School Founded in 1991, the HKUST Business School is young, innovative and committed to advancing global business knowledge. The School has forged an international reputation for world class education programs and research performance, and has received many top global rankings. It is one of the first Asian business schools accredited by both AACSB and EQUIS. The School strives to contribute to the economic and social advancement of the region by developing future leaders who possess an innovative and entrepreneurial spirit as well as a strong sense of responsibility. We also take active steps to promote knowledge advancement in many significant business areas. For more information, please visit www.bm.ust.hk. About Fintech Research Project The Fintech Research Project is funded by the Research Grants Council (RGC) under the Theme-based Research Scheme 2018/19, titled “Contributing to the Development of Hong Kong into a Global Fintech Hub”. The project aims at providing a roadmap for transforming Hong Kong into a global fintech hub through the delivery of policy recommendations, scholarly contributions, and industrial impacts. A team of researchers from HKUST and other universities with expertise spanning finance, information systems, statistics, computer science, accounting, and economics are tackling eight major research tasks that cover blockchain, cybersecurity, risk preference, robo-advising, artificial intelligence / machine learning, systemic risk, financial innovation policy, and manpower development. ©2020 HKUST Business School, The Hong Kong University of Science and Technology All Rights Reserved.