Fintech Research Project
The project aims at providing a roadmap for transforming Hong Kong into a global fintech hub through the delivery of policy recommendations, scholarly contributions, and industrial impacts.
Research
Led by Professor Tam Kar Yan, the Project, “Contributing to the Development of Hong Kong into a Global Fintech Hub”, is one of five important studies awarded funding by the Research Grants Council (RGC) under the Theme-based Research Scheme 2018/19. It consists of eight major research tasks that cover blockchain, cybersecurity, risk preference, robo-advising, artificial intelligence / machine learning, systemic risk, financial innovation policy, and manpower development, conducted by a team of elite researchers from HKUST and other universities with expertise in finance, information systems, computer science, accounting, economics, and policy. The Project Advisory Board consists of representatives from regulators, financial institutions, technology providers and fintech startups that recommends the overall research direction and provide advice and facilitate the dissemination of research findings.
Fintech Education
Aside from research, the project team also dedicates their efforts into promoting fintech to the HKUST community and beyond. Fintech seminars, workshops, and other activities for students, staff, and the public are organized from time to time with the aims to increasing HKUST members' knowledge and understanding on fintech, inviting dialogues for exchange of insights, and creating learning opportunities for HKUST students and the public.
Industry Collaborations
We recognize the importance of educators and industry practitioners to work closely together for building a vibrant and diverse fintech community. We are open to ideas and knowledge exchange. Talk to us and explore possible collaborations on fintech education and research.
fintech@ust.hk (852) 2358 8748
News and Events

News Highlights
Stay informed of our happenings and the latest developments with our research, education and other initiatives involving the fintech community.

Events
Our events include seminars, workshops, and student competitions, building effective connections between fintech enthusiasts from HKUST and the larger community.
Latest Findings: Applications and Reports
This report focuses on the talent development of regtech in Hong Kong, which is considered a significant barrier to Hong Kong’s regtech development. We examined the manpower situation and talent development strategy of regtech in Hong Kong, the United Kingdom and Singapore, identified talent development opportunities based on insights drawn from our focus group studies with industry practitioners, and made recommendations for tackling the issue of talent shortage.
This report is intended to be read in conjunction with “Regtech Development in Hong Kong: Challenges and Recommendations" for a more comprehensive discussion on the overall regtech development in Hong Kong.
This report summarizes the findings of our four focus group studies with Hong Kong regtech practitioners in July 2022. The focus groups, consisting of regtech users and service providers, addressed the overall challenges and specific problems faced by the regtech sector. This report includes recommendations for Hong Kong to facilitate the healthy growth of the regtech industry.
This report is intended to be read in conjunction with “Regtech Development in Hong Kong: Talent as a Fuel for Growth” which focuses on the regtech manpower situation in Hong Kong.
A comprehensive study that examines four key areas most critical to fintech development: Regulation, Government Support, Business Environment and Talent of Hong Kong and seven other fintech hubs. The report identifies opportunities across the four areas with actionable recommendations for Hong Kong to further enhance its fintech strengths and to thrive as a leading global fintech hub.
This fact sheet presents key findings from the Cybersecurity for Financial Industry: An Analysis of the Cyber Resilience Assessment Framework report that documents the in-depth research on the Cyber Resilience Assessment Framework (C-RAF) of financial institutions in Hong Kong. The findings revealed the characteristics and cyber resilience of the sampled financial institutions, providing insights on the effectiveness and impact of C-RAF adoption and how to enhance cybersecurity measures for the financial institutions.
A comprehensive research to demonstrate the effectiveness of security measures taken by financial institutions under the C-RAF and to assess the impact of C-RAF adoption on security in the financial industry.
Four HKUST Business School faculty members share their insights and research findings on various fintech hot topics, including regulatory risks, opportunities in merging quantum computing and financial services, cybersecurity in the post-pandemic era, and the establishment of the fintech talent pool.
An in-depth analysis about AI and big data talent landscape across six financial centers in Asia Pacific, to understand the measures taken by each financial center to fill the talent gap, and makes recommendations.
A model pre-trained on financial communication text with a total corpora size of 4.9B tokens that can be utilized to analyze financial texts to predict outcomes including stock returns, stock volatilities, corporate fraud, etc.
A detailed look at the core competencies required for fintech professionals and our key observations on the talent landscape of the Hong Kong fintech industry.